REAL ESTATE CALCULATORS
(More Info)
RENT VERSUS BUY CALCULATOR
5 YEAR HOLDING PERIOD
© 2005 - 2007
(
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BUY
Property Variables:
Your Tax Rates:
Purchase Price:
?
Ordinary Income Tax Rate (A):
?
%
Mortgage Amount:
Federal Capital Gains Tax:
?
%
Mortgage Amount:
?
State Capital Gains Tax:
?
%
Mortgage Term:
?
30
25
20
15
10
7
5
Years
Can You Deduct Mort. Interest and Real Estate
Taxes From Your Personal Income Taxes?
?
YES
NO
Mortgage Rate:
?
6.125
1
1.125
1.25
1.375
1.5
1.625
1.75
1.875
2
2.125
2.25
2.375
2.5
2.625
2.75
2.875
3
3.125
3.25
3.375
3.5
3.625
3.75
3.875
4
4.125
4.25
4.375
4.5
4.625
4.75
4.875
5
5.125
5.25
5.375
5.5
5.625
5.75
5.875
6
6.125
6.25
6.375
6.5
6.625
6.75
6.875
7
7.125
7.25
7.375
7.5
7.625
7.75
7.875
8
8.125
8.25
8.375
8.5
8.625
8.75
8.875
9
9.125
9.25
9.375
9.5
9.625
9.75
9.875
10
%
Fixed Only
Will you qualify for the $250,000/$500,000
capital gains tax exclusion at the time of sale:
?
YES
NO
Closing Costs:
?
Fees Only
How much of an exclusion will you get?:
?
Property Expenses:
Your Estimate of Annual Changes:
Real Estate Taxes:
?
Annual
Appreciation/Depreciation of Asset:
?
%
Insurance:
?
Annual
Increase/Decrease Real Estate Taxes:
?
%
Utilities:
?
Annual
Increase/Decrease Property Expenses:
?
%
Water & Sewer :
?
Annual
Commissions When You Sell:
Maintenance:
?
Annual
Real Estate Commissions:
?
%
Risk Free Rate:
State & Local Transfer Taxes:
Risk Free Rate
?
1
1.125
1.25
1.375
1.5
1.625
1.75
1.875
2
2.125
2.25
2.375
2.5
2.625
2.75
2.875
3
3.125
3.25
3.375
3.5
3.625
3.75
3.875
4
4.125
4.25
4.375
4.5
4.625
4.75
4.875
5
5.125
5.25
5.375
5.5
5.625
5.75
5.875
6
6.125
6.25
6.375
6.5
6.625
6.75
6.875
7
7.125
7.25
7.375
7.5
7.625
7.75
7.875
8
8.125
8.25
8.375
8.5
8.625
8.75
8.875
9
9.125
9.25
9.375
9.5
9.625
9.75
9.875
10
%
State and Local Transfer Taxes:
?
%
RENT
Property Variables:
Your Estimate of Annual Changes:
Rent:
?
Annual
Increase/Decrease Rent:
?
%
Renter's Insurance:
?
Annual
Increase/Decrease Rental Expenses:
?
%
Utilities:
?
Annual
Broker Commission:
?
Fee
Security Deposit:
?
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Analytical Finances, Inc. Contents © 2005 - 2007
