FIVE YEAR FORECAST
PRIMARY RESIDENCE w/EXPENSES
(not-yet-acquired)
© 2023
Property Variables:
Your Tax Rates:
Current Value:
?
(a)
Ordinary Income Tax Rate (A):
?
%
Purchase Price:
?
(a)
Federal Capital Gains Tax:
?
%
Rehab Costs :
?
(a)
State Capital Gains Tax:
?
%
NII Tax:
?
%
Transfer Tax:
?
%
First Mortgage:
Can You Deduct Mort. Interest and Real Estate
Taxes From Your Personal Income Taxes?
?
YES
NO
Mortgage Amount:
?
Will you qualify for the $250,000/$500,000
capital gains tax exclusion at the time of sale:
?
YES
NO
Mortgage Term:
?
30
25
20
15
10
7
5
Years
How much of an exclusion will you get?:
?
Mortgage Rate:
?
2.125
2.250
2.375
2.500
2.625
2.750
2.875
3.000
3.125
3.250
3.375
3.500
3.625
3.750
3.875
4.000
4.125
4.250
4.375
4.500
4.625
4.750
4.875
5.000
5.125
5.250
5.375
5.500
5.625
5.750
5.875
6.000
6.125
6.250
%
Fixed Only
Your Estimate of Annual Changes:
Second Mortgage:
Appreciation/Depreciation of Asset:
?
%
Mortgage Amount:
?
Increase/Decrease Real Estate Taxes:
?
%
Mortgage Term:
?
30
25
20
15
10
7
5
Years
Insurance, Utilities, and Maintenance:
?
%
Mortgage Rate:
?
2.125
2.250
2.375
2.500
2.625
2.750
2.875
3.000
3.125
3.250
3.375
3.500
3.625
3.750
3.875
4.000
4.125
4.250
4.375
4.500
4.625
4.750
4.875
5.000
5.125
5.250
5.375
5.500
5.625
5.750
5.875
6.000
6.125
6.250
%
Fixed Only
What You Estimate For Commissions
When You Sell:
Property Expenses:
Real Estate Commissions:
?
%
Real Estate Taxes:
?
Annual
Insurance:
?
Annual
Utilities:
?
Annual
Maintenance:
?
Annual
