Real Estate Calculators Explained

Explanatory Articles

Calculating The Taxes On Sale Of Primary Residence

Selling your primary residence. Try estimating the taxes owed at closing. Try it by clicking here: Taxes Owed On Sale Of Primary Residence, including federal and state taxes you might owe from a current or future sale.

An example of the output for calculating or determing the capital gains taxes owed on the sale of your home.

Forecast Rental Property (Advanced)

Advanced Rental Property Forecast will consider taxes paid on a sale, a statement of cash flows, an income statement, accumulated depreciation, and any deferred tax losses. Keep in mind that this estimate aggregates certain variables, such as depreciation. It will not consider multiple property improvements and the details associated with their depreciation schedules. This basic holistic summary requires aggregate numbers to be input for specific variables to produce a general financial overview. Therefore, it is not an accurate accounting of a business.    Try it by clicking here: Advanced Rental Property Forecast.

Free real estate calculator for a property investor reviewing the income and cost investing in a rental property or investment property

Downtown Jersey City Waterfront during a beautiful sunset

Forecasting Real Estate Property Appreciation

Below is a summary of real estate calculators for forecasting real estate appreciation based on the following types.

1) rental property,
2) owner-occupied residential property, and
3) part rental/part residential real estate property.

Below, you can generate an estimated forecast of appreciation of a property. It's crucial to enter your basic mortgage information accurately, as this directly impacts the accuracy of the forecast. Most mortgages amortize over a specific number of years, and the outstanding balance will decline over the period specified. Choose between rental property, owner-occupied property, and part rental/part residential real estate property. Part rental/part residential real estate property is commonly multifamily property that is owner-occupied and rented. Choose between (not-yet-acquired) vs. (already-acquired).

Forecast the real estate appreciation of a rental property.

Forecast (Rental) Property (not-yet-acquired)

Forecast (Rental) Property (already-acquired)

Forecast the real estate appreciation of a owner-occupied residential property.

Forecast (Primary Residence) Property (not-yet-acquired)

Forecast (Primary Residence) Property (already-acquired)

Forecast the real estate appreciation of a part rental/residential real estate property. This calculator will separate the rental and owner-occupied portions by percentage and then consolidate them.

Forecast (Part Primary Residence / Part Rental) Property

The above real estate calculators only forecast the balance sheet, which is a financial statement that shows a property's assets, liabilities, and equity over a specific period in time. This does not include rental income, which is the revenue generated from leasing a property. The advanced and NPV real estate calculators will include rental income and expenses in their projections but require additional input. 

Mortgage Refinancing Calculator Example:

Refinancing your mortgage? Try this simple mortgage calculator comparing cash flows: Compare (Old) Mortgage To (New) Mortgage.  You can indicate an early payoff if you plan on selling your home before the mortgage is fully amortized.  If you would like to consider present value, try: Compare (Old) Loan To (New) Loan Using Present Value.

Free calculator displaing an amortization schedule and helping homeowners understand the amount of money they will save by refinance there mortgage.

Sunset in Jersey City waterfront
Downtown Jersey City

Mortgage Calculators Explained

Real Estate Calculator Example.

This is an example output for a potential homeowner looking to buy their first home.  Try it by clicking here: Forecast of Primary Residence, including cash proceeds from a future sale, annual expenses, cash outflows after-tax right-offs, and any taxes you might owe from a future sale.

A free real estate calculator showing the benefit and costs of buying a home, .i.e. appreciation of the home, annual expenses, cash flows, tax right offs, and potential proceeds from a future sale.

Historic Rowhouses

Living In Downtown Jersey City

Reverse Mortgage Calculators Explained

Real Estate-Calc.com Disclaimer: The calculators on this website are not intended to be a substitution for seeking professional legal, professional tax, and professional financial advice. In all circumstances, it is solely up to the user to determine input values. Changing the input values can materially alter the financial results of these calculators and these calculators are not designed to be an accurate accounting of a business. We can not guarantee the accuracy of these calculators. Because of the possibility of output and input errors, it is the user's responsibility to verify that all of the output and resulting calculations are correct. These calculators should not be used by anyone to make material financial decisions and should solely be used for informational purposes only. Users should form their own conclusions and are encouraged to seek professional advisement from all of the following: 1) a lawyer, 2) a tax specialist, and 3) a financial planner.